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Who handles your medical bills?  If you don't have someone making sure your medical claims are being paid by the correct insurance carriers, you could be losing money. 

Many individuals who are pro-active about their health and medical care pay absolutely no attention to the bills that are associated with that care.  Those people may be unwittingly paying bills that are covered by their health insurance. 

For patients who may be too ill or too busy to monitor their own claims, there are several options.  If a family member or close friend is unavailable to help, there are agencies at many hospitals where volunteers assist with problem claims. 

A growing trend, though, is for a comprehensive agency to handle all medical bills incurred. Nightingale Associates is that type of agency.

Here's some information about each type of professional assistance that's available to help with medical bills:

• Family member or friend - usually free of charge, and they look out for your best interest, but they are subject to availability, and sometimes are not on top of recent changes in insurance procedures.
• Voluntary agancies - again, the price is right, but it could be said you get what you pay for.  They usually only handle random problem claims, and only while you are sitting there with them.  They may also leave some of the phone calling and other work for the client to do at their suggestion.